1. Amazon wishlist. Let me make a note here of asking anyone who generously purchases something from the wishlist for Christmas to please do so by 12/8. Because....not only do I need to purchase everything I need thats left (besides the swimming stuff) before school, but we have this Kris Kringle thing at our office. Im using my wishlist for my list. Unfortunately, if my secret co-worker santa buys something off the list, it gets shipped directly to me..and that wont work, since we do our gift exchange at the company Christmas party. So, after the 8th, Im going to send my list to my coworkers, and they will buy from the list, but not through it. So, I just want to avoid duplications and someone feeling like a shmuck.
2. School alternative loans. Seeing that my last credit card will be at a 11%+ APR after I take it off of profina next week, I was thinking of taking out a Key Bank or Teri Alternative Loan to pay off the card. Not only are the payments deferrable (if need be) though school, but the APR will be 5-6% max. Plus, I think a new student loan looks better than a 4 year old credit card debt. Anyone had any experience with doing this?
3. Online shopping for x-mas. Ill be damned before I go outside in the rainy day with the crowds to go shopping. Ive decided that everyone except James, my work Kris Kringle victim, and the fam are going to get cards this year. I know it's cold, but I need the cash for school, and I dont really know what anyone really wants. Im not buying into the commercialism of the holiday. (Working at Pier 1 cured me of any last remaining thoughts about buying ramdon junk for people just because it was Christmas.) Dont get me wrong. If I knew that such and such a friend wanted an iPod, I might get her a $20 gift certificate to a site where she could purchase one. (just a dent there, i know!). But otherwise, it's a card. maybe some cookies :)
Ok, thats my research list. not much, I guess. But, it will take awhile on this dial-up. Maybe will take a nap. eat lunch, sleep. Diddle, and then go to swim practice at 7:30. I need to kick my ass around yesterday after eating and drinking so much crap.